The Confederation of Agriculture and Livestock of Brazil (CNA) participated in the sixth (17) of the third virtual meeting of the Rural Insurance Monitor project to discuss and evaluate insurance products and services available for banana cultivation.
The project is an initiative of the Ministry of Agriculture, Livestock and Supply (Mapa), in partnership with CNA and other entities in the sector. Rural producers, representatives of the public and private sectors, as well as insurance companies, participated in the meeting.
According to the director of the Department of Risk Management of the Secretariat of Agricultural Policy of mapa, Pedro Loyola, there are rural insurance products for bananas for more than six years, but hiring is still very low.
"The purpose of the meeting was to understand why the demand does not correspond to the available value and how the products offered can be improved to meet the needs of the activity."
According to the technical advisor of CNA, Fernanda Schwantes, currently only one insurer holds 90% of the policies contracted per year for bananas and the hiring does not exceed 30 policies.
"It is still a new market, but many producers were interested after the occurrence of the cyclone in the Southern Region, which devastated the plantations in Santa Catarina and caused significant damage," Schwantes said.
Given this scenario, the Ministry of Agriculture included culture in the pilot project of the Rural Insurance Program (PSR) for producers who fall under the National Program for Strengthening Family Agriculture (Pronaf). In addition to bananas, apple, grape, first crop corn and soybeans were also included.
For bananas, apples and grapes, R$ 10 million will be allocated to the contracting of policies, with 60% subsidy to the insurance premium. For first crop corn and soybeans, R$ 40 million will be made available, with 55% subsidy. The funds will be released from July to September.
During the videoconference, Mapfre's Agricultural Insurance Superintendent, Catia Rucco Rivelles, gave a presentation on the products and services the company offers to banana producers.
"Our insurance product was launched in 2010 and São Paulo is the state that hires the most. It covers the loss of quantity and quality of fruits caused by hail or strong winds."
Catia explained that at the time of hiring the producer chooses whether the topping will be for banana disposal (table) or banana industry. This choice refers to the destination of banana production and how the percentage of loss of production quality will be categorized in a possible accident occurred in the insured area.
"For the cases of producers who do not have industries close to the crops for the purchase of production, it is suggested to hire the disposal option," he said.
Check out the calendar of meetings of the Rural Insurance Monitor Project:
Source: CNA
